Which of the following is an example of a passive event?

A passive event is typically one that occurs automatically or as a result of a change in status, rather than through an action taken by the employee or employer. In this case, the situation regarding a child aging out of coverage at age 26 is a clear example of a passive event. This specific event happens based on a predetermined age limit set by health care regulations, necessitating a change in insurance coverage without any action required from the employee.

The other options represent active events that require a conscious decision or action. For example, open enrollment for new hires involves the process of employees actively choosing benefits, annual performance reviews are initiated by the organization to evaluate employee performance, and employee salary increases typically arise from proactive management decisions rather than a passive occurrence. These distinctions clarify why the child age 26 loss of coverage aligns with the definition of a passive event.